If only worlds were ideal. Everyone would have the money to hand and no pre-existing medical conditions. They would buy into any insurance policy, get great value with everything covered and then, ironically, never fall ill. Life would be perfect. Unfortunately, insurance premiums have been rocketing upwards and disposable incomes have been sinking fast so [...]
What to do when renting a car
The world used to be such a simple place. Everyone had cars, gas was cheap and no-one thought twice about driving everywhere. Suburbs became exurbs and journey lengths expanded. Public transport wilted, and people added extra pounds of body weight as walking dropped out of favor. Now, the world has changed. Gas prices peaked at [...]
What’s the recession doing to the insurance industry?
When you’re sitting at home worrying about the mounting pile of bills to pay, it’s easy to lose sight of the big picture. Fact is, just as you’re in a new world of hurt, there are other people hurting as well. In this case, the people are the inventors in the insurance industry. They all [...]
What’s an HSA and how does it help?
The magic letters stand for a Health Savings Account and this represents a different way of solving the health plan problem. In effect, the HSA is self-insurance with tax advantages, allowing you to pay immediate medical bills, save for the future and provide protection for when you retire. You start off with a High Deductible [...]
